When your organization needs advice or assistance, The PBAS Group can offer expert consultation in the following areas:

• Creating plan designs tailored to your budget and your members’ needs
• Analyzing proposals and renewals, and negotiating underwriting arrangements and agreements
• Determining reserve requirements and related accumulation patterns, and establishing ownership controls
• Drafting operational documentation, such as plan texts, trust agreements, member booklets, delinquency-control programs, participation agreements, merger agreements, governance programs, etc.
• Performance of actuarial valuations, costings and other projections
• Asset liability modelling and investment performance measurement
• Assisting with the selection and oversight of other third-party service providers such as investment managers, legal counsel, auditors, etc.